"Generally speaking, female drivers aged 25 to 65 pay the least for insurance," Kacie Saxer-Taulbee, a data scientist at insurance comparison shopping website Insurify, told Business Insider. Tom Werner/Getty Images The best way to get a good insurance rate for yourself is to shop around and do research, according to a data scientist at car insurance shopping comparison site, Insurify. Buying an older, less flashy car and driving safely can also reduce your rate. Mileage-based insurance is also available, but it's not always a great fit for everyone. Visit Business Insider's homepage for more stories. Our current stay-at-home economy has created a surge in demand for cars.