5 Ways To Protect Yourself From Data Breaches

Home Depot said Thursday that malicious software lurking in its check-out terminals between April and September affected 56 million debit and credit cards that customers swiped at its stores. "Any technology that avoids you having your credit card in your hand in a store is safer," says Craig Young, security researcher for software maker Tripwire. Stored-value cards or apps, such as the ones used at coffee chains Starbucks and Dunkin Donuts, are also a safer bet, says Gartner security analyst Avivah Litan. If you're planning on paying with a debit card, sign for your purchase instead of typing in your personal identification number at the cash register. Crooks can do more damage with your PIN, possibly printing a copy of the card and taking money out of an ATM, he says. During Target's breach last year, the discount retailer said hackers gained access to customers' PINs. After big data breaches are exposed, and get a lot of media attention, scammers come out of the woodwork looking to steal personal information. Some emails may mention Home Depot or offer free credit monitoring, but you should never click on the links.

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