The following commentary comes from an independent investor or market observer as part of TheStreet's guest contributor program, which is separate from the company's news coverage. NEW YORK (InvestorPlace) -- I typically have little interest in the hottest stocks on Wall Street. There is much to be said for being fearful when others are greedy. After all, how much buying pressure can be left to bid up a stock after every guppy on Main Street and every shark in a thousand-dollar suit owns shares? Recently, I took a good look at Apple, one of Wall Street's biggest darlings.