If you think you’re being bled dry more quickly by ATM fees, you’re probably not imagining things. A new survey shows that the cost of getting money from an out-of-network ATM has risen 21% over the last five years and the national average is now higher than $4.50 per transaction. This is according to Bankrate.com’s annual checking account survey, which figured in the two fees most of us hit when getting cash from a non-bank ATM: The amount charged by your bank for daring to mess around with someone else’s machine (national average: $1.64/transaction), and the fee charged by the out-of-network ATM for being conveniently located (national average: $2.88/transaction). The cities with the most expensive average ATM fees: 1.

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