The Chase Freedom® and the Chase Freedom Unlimited® are both $0-annual-fee cash-back credit cards with similar-sounding names. With either card, you’ll earn valuable and flexible Chase Ultimate Rewards® points that are worth a penny each when you redeem for cash. But the primary difference is in how the cards award those points based on your spending. Otherwise, many of their perks are the... Robin Saks Frankel is a writer at NerdWallet.