How much Bay State smokers rack up in costs — for themselves and for everybody else — over their lifetimes, as broken down by WalletHub, a Washington, D.C., finance website:Total cost per year per smoker:$43,082Out-of-pocket cost per smoker over a lifetime:$172,189Financial-opportunity cost per smoker (money wasted on butts that could have been spent more wisely):$1,450,447Health care cost per smoker:$280,080