You can make interest-only payments on student loans to save money. Making these payments before you graduate — or while you’re postponing repayment — can keep thousands of dollars in interest from being added to your loan’s balance. If you have subsidized federal student loans, interest doesn’t accrue while you’re in school.

  • Interest-Only ARM
    This means that monthly payments must increase substantially after the initial interest-only period lapses. Interest-only ARMs also have floating interest rates, meaning that the interest payment ...
    10/19/2020 - 1:00 pm | View Link
  • Is it smart to make interest-only payments on student loans?
    Continue Reading Below With federal student loans, interest-only payments are only an option when you’re in school, you’re in the six-month grace period after graduating, or you’ve been ...
    08/3/2020 - 7:03 pm | View Link
  • Pros & Cons of an Interest-Only Mortgage
    such as making home improvements or paying off student loans. Interest-only mortgages have the disadvantage of burdening the homeowner with very high payments once the interest-only period expires.
    12/23/2012 - 10:06 am | View Link
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