Houstonians could be confronted by unlicensed contractors, false charities and other unscrupulous players looking to take advantage of their situation. Document the damage beforehand so the adjuster doesn't miss anything. A contractor can meet the adjuster at your house to help discuss pricing and point out trouble areas. Make sure you look them up first on the Better Business Bureau, Charity Navigator, Angie's List, PeopleClaim or other websites.