Here are three of the week's top pieces of financial advice, gathered from around the web: Keeping cool on the cheapPower bills are expected to soar amid the above-average temperatures forecast for much of the country this August, said Athena Cao at USA Today. "But you can save money in two ways: Use electricity more efficiently and pay at a lower rate." In 15 states and Washington, D.C., consumers have the option of shopping around for the cheapest rate, because retail electricity providers are allowed to compete with utilities.