+ See a summary of our picks Best 1-year CD rates CIT Bank: 2.50% APY, $1,000 minimum deposit Connexus Credit Union: 2.50% APY, $5,000 minimum deposit Citizens Access: 2.50% APY, $5,000 minimum deposit Synchrony Bank: 2.40% APY, $2,000 minimum deposit TIAA Bank: 2.35% APY, $5,000 minimum deposit Capital One 360: 2.30% APY, no minimum deposit... Spencer Tierney is a writer at NerdWallet.
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