Whether you’re shopping online or selling, you should have a PayPal account. It’s ideal for receiving money from friends and family, as well as from customers of your business or website. Think receiving payment with PayPal is difficult to set up? Think again! Let’s learn why you need a PayPal account and how to send and receive money online. Why Should You Create a PayPal Account? Over the years PayPal has solidified itself as the de facto payment system for anyone doing business online. PayPal grew as it found a gap in the market between less advanced alternatives and greedy credit card processors.