Justin Sullivan/Getty Unemployment numbers may not fully account for gig economy workers, who may self-report as being "employed" despite not being on payroll, according to a new report from the Federal Reserve Bank of Dallas. Gig workers do not have the bargaining power of payroll employees, so they may also account for slowing wage growth. Uber and Lyft drivers make up much of the country's gig workforce, and they've long complained of the low pay and lack of benefits independent contractors deal with. Visit BusinessInsider.com for more stories. While unemployment may be at record lows, the growing number of gig workers who aren't on payroll may be skewing the data, according to a new report.