This article is by staff writer Kristin Wong. It seems like everybody’s goal lately is to leave their job and become a freelancer. And that’s great! Freelancing gives you flexibility and control — and, plus, you get to work from home in your yoga pants. But as someone who has transitioned into that role full-time, there are certain things I do miss about having an employer: 401(k) match Insurance benefits Free coffee Office buddies Income stability Last year, I freelanced, but my monthly income was more or less the same — and, if not, it was easy to predict.