In this series, NerdWallet interviews people who have triumphed over debt using a combination of commitment, budgeting and smart financial choices. Responses have been edited for length and clarity. Brianna Harrington Who: Brianna Harrington How much: $40,000 in 26 months Despite receiving more than $80,000 in merit-based scholarships, Brianna Harrington still graduated from college in 2014 with... Steve Nicastro is a writer at NerdWallet.