HSBC has made some major changes to two of its credit cards. Depending on your spending habits, some of it could be welcome news. The biggest change is to the HSBC Cash Rewards Mastercard® credit card. The $0-annual-fee card has ditched its upfront sign-up bonus and now offers an introductory 3% cash back on all purchases in the first 12 months from account opening, up... Robin Saks Frankel is a writer at NerdWallet.

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