When interest rates started to drop in the spring of 2020, my husband and I took notice. We watched as the rates on both fixed-rate and adjustable-rate mortgages continued to slide to historic lows. As a growing number of friends gushed about how much they’d lowered their rates and monthly payments, we decided to look... Erin Hurd is a writer at NerdWallet.

  • UM-Dearborn professor talks about housing market during a pandemic
    When the country had pandemic stay-at-home orders, the real estate market came to a halt. But since the nation opened back up in May, the for sale signs in front ...
    11/24/2020 - 2:30 am | View Link
  • Coronavirus: US reports one-day record of more than 192,000 Covid cases — as it happened
    California reports more than 13,000 new Covid cases for the first time. Pfizer and BioNTech submit Covid vaccine for US approval. UK's NHS workers singled out in public sector for higher pay awards.
    11/22/2020 - 11:24 am | View Link
  • Why open a restaurant in a pandemic? For most, because they had to
    Owners of new Maine restaurants say they were too far along to abandon their business plans when the pandemic hit.
    11/21/2020 - 9:41 pm | View Link
  • 'A nightmare for too many': Hundreds of Arizona renters may have been wrongfully evicted during pandemic
    Arizona landlords wrongfully moved to evict renters during the height of the COVID-19 pandemic – despite a federal law protecting those tenants.
    11/20/2020 - 7:21 pm | View Link
  • Woman accused of setting house fire, then running over her husband as he escaped, tells her side
    In an interview with "48 Hours," Linda Stermer maintains she doesn't know how the fatal fire started and that running over her husband with the family's van after he escaped the burning home was ...
    11/20/2020 - 4:00 pm | View Link
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  • How Refinancing Affects Your Credit
    Refinancing a mortgage, auto loan, personal loan or other loan can help lower your interest rates, reduce your monthly payment and give you more wiggle room in your budget. But because refinancing can negatively affect your credit score, it's important to carefully weigh the benefits versus the costs before you start shopping for a new loan.
    11/27/2020 - 8:08 pm | View Website
  • Refinance Rates: Compare today’s rates | Bankrate
    Refinancing can also make sense if you need to reduce your monthly mortgage payments by taking out a new loan with a longer term. Before you apply for a mortgage refinance, check your credit score....
    11/27/2020 - 4:26 pm | View Website
  • I Refinanced My Mortgage. Here’s What Happened to My ...
    But there could be an unintended downside to refinancing your mortgage: Your credit score might take a hit. The good news, though, is that the dip is temporary and your score should bounce back.
    11/27/2020 - 9:38 am | View Website
  • Mortgage Refinance | CA Home Loans | San Mateo Credit Union
    At that point, refinancing to convert into a fixed rate makes sense. Consolidating debt or financing a purchase: Refinancing can help you access equity in your home to pay for a major expense or to pay off other debt that carries higher interest rates. Take a look at current rates to see how they compare to the rate on your current mortgage ...
    11/27/2020 - 12:13 am | View Website
  • Final approval from the underwriter: What happens next ...
    Final approval from the underwriter is a big step, but it's not the last step. Your lender will conduct a final review and some quality control. Don't drop the ball here and lose your approval and ...
    11/26/2020 - 8:59 pm | View Website
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