Westend61/Getty Images Just like individuals, businesses have credit scores. Your business credit score can influence loan approvals and interest rates. While personal credit scores range from 300 to 850, business credit scores are on a scale of zero to 100, with 100 being the best possible score. The biggest factor that influences your business credit score is your payment history — and paying off your debts early can help you get a higher score. Several companies track business credit and offer business credit scores. Dun & Bradstreet and Experian are two of the biggest agencies in the space. Create an account with Nav to see your business credit score » Most adults are familiar with the idea of personal credit scores.