Escondido resident Lety Amavisca and her family have endured a string of housing woes in the past four years: an out-of-control mortgage payment, sudden eviction, temporary homelessness, a bankruptcy filing, and now, trouble getting credit because of a foreclosure.

Topics:  lety amavisca   mortgage   
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    The mortgage holder can usually initiate foreclosure at a time specified in the mortgage documents, typically some period of time after a default condition occurs.
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