The average rate on the 30-year fixed-rate mortgage rose two basis points, the 15-year fixed-rate dropped one basis point, and the 5/1 ARM was unchanged, according to a NerdWallet survey of daily mortgage rates published by national lenders Wednesday. The 30-year fixed-rate mortgage is one basis point lower than one week ago, and 13 basis points lower than one year ago.... More From NerdWallet Calculate your mortgage payment Compare mortgage rates How much home can you afford? Holden Lewis is a writer at NerdWallet.