Credit cards with high annual fees fall into two categories: Practical and blingy. The blingy cards aim squarely for high-net-worth types looking for luxury perks and prestige. The Marriott Bonvoy Brilliant™ American Express® Card lands firmly in the “practical” category: A card that carries a hefty $450 annual fee but can pay for itself, even... June Casagrande is a writer at NerdWallet.