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Free credit reports: not so free

For years, catchy advertisements have convinced viewers that if they don’t log on to a Web site offering a free credit report, they could end up living in their parents’ basement or working at a seafood restaurant.. But are those credit reports really free?

 

Mortgage modification hurts your credit

QUESTION 3: I am trying to confirm whether or not participation in the highly touted Mortgage Modification Program will negatively affect my credit report. A friend indicated that she asked her bank this question and they said that it could.

 

FTC Eyes Credit Report Rules

Agency aims to end confusion that results in consumers paying for free reports.

 

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