By Richard Mize Real Estate Editor richardmize@oklahoman.comThe Department of Housing and Urban Development has given back some of what it took last year from some would-be homebuyers with deferred student loans. In a nutshell, HUD told Federal Housing Administration- approved lenders — that is, those making home loans guaranteed by the FHA — that it had reduced by 50 percent the percentage of debt used to calculate monthly student loan obligations. Scott Senner, senior loan officer at InterLinc Mortgage Services LLC in Edmond, who brought this to my attention, explained. Before, he said: “If a person with student loan debt (and there are a LOT of them) wanted to purchase a home, a lender was required to use the greater of either the actual monthly payment reported on the credit report, or 2 percent of the outstanding student loan balance. “Where that rule became a huge problem is that HUD did not differentiate between loans currently being paid back and loans that were in deferment.Read more on NewsOK.com