By Jim Miller, for The OklahomanDEAR SAVVY SENIOR: With my local Social Security offices being closed due to COVID-19, what is the best way to apply for my Social Security retirement benefits? — Approaching 62 DEAR APPROACHING: Because of the pandemic, all Social Security field offices across the country have been closed since March, so you can’t just walk-in, talk to a counselor and apply for benefits in person right now.Read more on NewsOK.com