The decision between a SIMPLE IRA and a 401(k) is, at its core, a choice between simplicity and flexibility for employers. The aptly named SIMPLE IRA, which stands for Savings Incentive Match Plan for Employees, is the more straightforward of the two options. It’s quick to set up, and ongoing maintenance is easy and inexpensive.... Dayana Yochim is a writer at NerdWallet.
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