Welcome to NerdWallet’s SmartMoney podcast, where we answer your real-world money questions — in 15 minutes or less. Check out this episode on any of these platforms: Apple Podcasts Spotify SoundCloud This week’s question is from Mike, who says: “I’m wondering about Roth conversions. My wife and I have about half of our retirement money... Liz Weston is a writer at NerdWallet.