While it's not a pleasant thought, many Americans are not prepared for retirement. In fact, 46% of baby boomers have nothing at all saved for retirement, according to a study from the Insured Retirement Institute.Despite so many soon-to-be retirees falling short on their savings, only 36% of Americans say that Social Security will be a major source of income during retirement, according to the 2018 Retirement Confidence Survey by the Employee Benefit Research Institute (EBRI).Image source: Getty ImagesContinue reading