Visa launches startup challenge This story was delivered to BI Intelligence "Payments Industry Insider" subscribers. To learn more and subscribe, please click here. Visa announced the launch of the second iteration of its “Everywhere Initiative,” which poses three business challenges to startups and asks them to develop potential solutions. The challenge, which debuted in 2015, is expanding to multiple countries and a larger pool of entrants in 2016. Startup entrants will be asked to solve one of three questions for Visa.