Similar Stories to Democrats See Skimpy Insurance As The Next Health Care Issue on Bing News

There's growing concern that the value of a health insurance card is being eaten away by rising deductibles, the amount of actual medical costs that patients pay each year before coverage kicks in. Since virtually all U.S. residents are now required to have health insurance by President Barack Obama's health care law, McDermott said Democrats have a responsibility to make sure coverage translates to meaningful benefits. —A study by the advocacy group Families USA found that one-quarter of the people with individual health insurance policies went without care in 2014 because they could not afford the out-of-pocket costs. Deductibles can be a legitimate tool for employers and insurers to steer patients to doctors and hospitals providing high-quality care at a reasonable cost. The Commonwealth Fund, a private foundation that aims to improve the health care system, defines underinsurance as out-of-pocket costs that add up to 10 percent or more of household income, in most cases, or a deductible that amounts to 5 percent of income or higher. Democrats need an election-year health care narrative about how to improve Obama's law, said Robert Blendon, a professor at the Harvard T.H.

BING NEWS:
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    "A single-premium long-term care insurance plan is typically a life insurance policy or annuity that can be funded with either qualified or non-qualified funds," says Patrick Simasco, elder law ...
    06/13/2024 - 6:46 am | View Link
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    Almost three-quarters — 70% — of people turning 65 will need long-term care in their lifetime, according to a report by the Urban Institute and the Department of Health and Human Services. How to pay ...
    06/12/2024 - 9:05 am | View Link
  • Is long-term care insurance worth buying in your 60s? Here's what experts say
    Buying long-term care insurance in your 60s can be worth it for some — but not everyone — experts say. Here's why.
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