(AP) — Montana Gov. Steve Bullock vetoed a bill earlier this week that would have allowed doctors to charge patients periodic fees for basic health services that critics said circumvents protections from traditional health insurance. Republican Sen. Cary Smith of Billings said he was disappointed by the governor's veto, saying that his measure would have given consumers added flexibility and cost savings in a time of uncertainty over the country's health care system. "The bill does not prevent providers from selling these plans to some patients while accepting insurance for others, meaning the provider carries the same insurance-related overhead, but receives another income stream at the consumer's expense," the governor's veto message said.