NerdWallet.com
- What Should My First Investment Be?
Thursday - 12/12/2019 - 09:23 PMInvesting doesn’t have a clear-cut order of operations like solving an algebraic equation. But there are some useful guidelines you can use to find your way — starting with your first investment.More | Talk | Read It Later | Share
- Online or In Person: What’s the Better Way to Get a Loan?
Thursday - 12/12/2019 - 02:00 PMIf you’re looking for a personal loan, your options are increasing. There’s the traditional route — visit a loan officer at your bank — or the more modern option of an online lender that can get you a loan virtually overnight, if you qualify.More | Talk | Read It Later | Share
- 4 Questions to Consider Before Opening a New Credit Card
Thursday - 12/12/2019 - 04:40 PMWhen you’re offered a discount at the checkout counter in exchange for applying for a new retailer-branded credit card, it can be tempting, especially if you’re looking to defray big holiday gift expenses.More | Talk | Read It Later | Share
- How Your Employer Can Help You Save for Emergencies
Thursday - 12/12/2019 - 11:30 AMEveryone needs a rainy-day fund — your financial health depends on it. Your employer could help you build one. Many companies offer 401(k)s and other retirement plans, but until recently few had programs to promote short-term savings.More | Talk | Read It Later | Share
- Don't Think Travel Rewards Cards Are for You? Think Again
Thursday - 12/12/2019 - 11:50 AMYou stare longingly into the airport lounge, where sharply dressed world travelers sip cocktails and nibble on those little cubes of pepper jack cheese that lounges always serve for some reason.More | Talk | Read It Later | Share
- Robinhood Rolls Out 1.80% APY Cash Management Account to First Customers
Wednesday - 12/11/2019 - 04:37 PMA year after its first attempt to launch a bank-style account, brokerage app Robinhood announced today that it has begun to roll out its new cash management feature — which offers 1.80% APY on uninvested cash — to the first set of customers who were on the Robinhood Cash Management waitlist.More | Talk | Read It Later | Share
- Your Guide to Citi’s 48-Month Rule
Wednesday - 12/11/2019 - 11:17 AMCiti has an impressive lineup of rewards credit cards with generous welcome bonuses. Whether you’re looking to stock up on transferable Citi ThankYou points or AAdvantage miles, Citi has multiple cards to choose from.More | Talk | Read It Later | Share
- A Guide to Credit Card Issuers’ Rules on Welcome Bonuses
Tuesday - 12/10/2019 - 02:26 PMIf you’re in the market for a rewards credit card, chances are you either have a specific award redemption in mind or just want to give your points balance a boost in case of a spur-of-the-moment trip.More | Talk | Read It Later | Share
- Why Vanishing Credit Card Benefits Aren’t Cause for Panic
Tuesday - 12/10/2019 - 11:12 AMTwo years ago, Discover announced it would cut some credit card benefits, including extended warranties, purchase protection, return guarantees and even auto rental coverage. Over the past two years, Citi, Barclays and others have also announced the removal of several long-time benefits.More | Talk | Read It Later | Share
- Things to Do When You Start Collecting Capital One Miles
Tuesday - 12/10/2019 - 02:16 PMThe Capital One® Venture® Rewards Credit Card and the Capital One® VentureOne® Rewards Credit Card are two of the most popular travel rewards cards out there because of how simple they make it to earn and redeem rewards.More | Talk | Read It Later | Share
- 5 Basic Features You Should Expect From Your Bank
Thursday - 12/12/2019 - 02:00 PMWhen it comes to banking, you now have more choices than ever before: You might store your money at a traditional brick-and-mortar bank, a credit union, or an online- or mobile-only bank.More | Talk | Read It Later | Share
- Tips and Traps When Buying a Used Car at Auction
Thursday - 12/12/2019 - 04:30 PMNothing excites a bargain hunter like the word “auction.” But when it comes to buying a used car at an auction, can you really get a good deal? “The answer is yes with an asterisk — or maybe three — after it,” says Richard Reina, product training director at auto parts site CARiD.com.More | Talk | Read It Later | Share
- How to Rack Up United Miles With the MileagePlus X App
Thursday - 12/12/2019 - 11:11 AMWant an easy way to earn some more United MileagePlus miles? Consider using the United MileagePlus X app, which allows users to earn United miles when shopping or dining at select merchants.More | Talk | Read It Later | Share
- Analysis: Is Alaska’s Ugly Sweater Promotion Worth It?
Thursday - 12/12/2019 - 11:33 AMHoliday travel season approaches, and it’s time to gird your loins — or at least your torso — for the rush. For the third year in a row, Alaska Airlines is lightening the mood by celebrating National Ugly Sweater Day on Dec.More | Talk | Read It Later | Share
- Make Sure a New Holiday Credit Card Plays Well With the Others
Wednesday - 12/11/2019 - 01:05 PMThis holiday shopping season, you may find yourself reaching for your favorite rewards credit card, or even for an application for a new one. According to an Experian survey conducted in the second quarter of 2019, 1 in 4 consumers plans on opening a new credit card during the holidays, with 35% of respondents saying...
More | Talk | Read It Later | Share - Cash Management Accounts vs. High-Yield Savings Accounts: How They Compare
Wednesday - 12/11/2019 - 05:03 PMCash management accounts and high-yield savings accounts are both solid options for earning high interest on your cash in the short term. Their APYs usually fall within the range of 1.00-2.00%, which is lower than what can you make over the long term in a retirement or investment account, but much higher than the average...
More | Talk | Read It Later | Share - Your Guide to AmEx’s ‘Once Per Lifetime’ Rule
Wednesday - 12/11/2019 - 11:52 AMAmerican Express has an impressive lineup of rewards credit cards with hefty welcome offers and useful perks. While American Express doesn’t have a ”5/24” rule like Chase does, the issuer does limit welcome offer eligibility based on your card history — nominally, you’re eligible for one welcome offer per credit card “per lifetime,” but it’s...
More | Talk | Read It Later | Share - How I Ditched Debt: ‘Happiness Journey’ Fueled Payoff
Tuesday - 12/10/2019 - 07:46 PMIn this series, NerdWallet interviews people who have triumphed over debt. Responses have been edited for length and clarity. Okeoma Moronu How much: $212,000 in 6.5 years Okeoma Moronu fell from one major life decision to the next.More | Talk | Read It Later | Share
- 5 Things to Do When You Get the Marriott Bonvoy Business AmEx
Tuesday - 12/10/2019 - 01:52 PMThe Marriott Bonvoy Business™ American Express® Card is a versatile and valuable card for frequent travelers that offers a generous welcome bonus and access to a portfolio of hotels with nearly 7,000 properties to choose from.More | Talk | Read It Later | Share
- 2020 Mortgage Trends: Low Rates, Fewer Homes, More Competition
Tuesday - 12/10/2019 - 08:58 AMMortgage rates will remain low in 2020, affordable homes for sale will remain scarce, and boomers will remain in their homes and build equity that they won’t borrow from. But not everything in 2020 will be a continuation of 2019: People shopping for FHA loans might find more lenders competing for their business, and change...
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- Hip Sip, Hooray: American Airlines Adding Hard Seltzer to Beverage Carts
Thursday - 12/12/2019 - 01:34 PMMillennials, rejoice: American Airlines says it’s adding Truly brand hard seltzers to its beverage selection starting January 1, 2020. The new option won’t be complimentary for domestic main cabin flyers (just like other alcoholic beverages), but it should be free and available on most international flights starting in February 2020.More | Talk | Read It Later | Share
- Buy a Leased Car in 5 Steps
Thursday - 12/12/2019 - 04:34 PMAssuming that you’ve already weighed the pros and cons of buying your leased car, here are the five steps needed to make it your own. 1. Find your car’s value Locate your lease contract and find the “residual value” of your car.More | Talk | Read It Later | Share
- Chase Freedom Q1 2020 Bonus: Gas, Streaming, Internet, Cable and Phone
Thursday - 12/12/2019 - 08:30 AMThe Chase Freedom® is starting off the new year with old, familiar bonus categories that are practical but unexciting. Learn More From January through March, the card will earn 5% cash back on up to $1,500 in purchases in the following categories: Gas stations.More | Talk | Read It Later | Share
- Mastercard Offers Rebate on Taxi, Subway Fares in New York
Thursday - 12/12/2019 - 11:35 AMHey, New Yorkers and New Year’s Eve visitors to the Big Apple: If you’re looking for the best way to get around the city amid all the revelry, check out your Mastercard.More | Talk | Read It Later | Share
- Apple Card Offers 6% Back on Eligible Apple Purchases Through 2019
Wednesday - 12/11/2019 - 07:18 PMApple Card customers who plan to treat a loved one — or themselves — to a shiny new Apple gadget for the holidays are in luck. Through Dec. 31, 2019, the card is offering 6% back on eligible purchases made at Apple stores, on Apple.com and through the Apple Store app.More | Talk | Read It Later | Share
- 5 Predictions for Reward Travel in 2020
Wednesday - 12/11/2019 - 11:01 AMThe ‘20s are nearly upon us. Will the Charleston make a comeback? Will the economy boom, as it did in the 1920s? Or will it bust, as many economists predict?More | Talk | Read It Later | Share
- 6 Travel Industry Predictions for 2020
Wednesday - 12/11/2019 - 11:51 AMWith only a few weeks left in this decade, I’ve been reflecting on travel trends from 2019. A few developments and changes in particular took me by surprise: United introduced several changes to its MileagePlus frequent flyer program.More | Talk | Read It Later | Share
- Bull Market Blues: 70% of Investors Have Regrets for 2019
Tuesday - 12/10/2019 - 09:00 AMRegrets in 2019 could turn into resolutions in 2020, at least when it comes to investing strategy. Seven in 10 investors (70%) — defined as Americans who currently have money in investment accounts — wish they had done something differently this year to increase their return on investments for 2019, according to a new NerdWallet...
More | Talk | Read It Later | Share - My Travel Rewards Strategy for 2020: Less Earning, More Burning
Tuesday - 12/10/2019 - 11:25 AMI often look back with regret as the year ends, wishing I had done a better job in earlier months with my points, miles and elite status. I’m usually planning last-minute mileage runs and kicking myself for not booking them earlier in the year when fares were lower.More | Talk | Read It Later | Share
- It’s Time to Let Go of Shame Over Your Debt
Monday - 12/09/2019 - 04:45 PMMany of us feel bad about our debt. Most of us probably shouldn’t. Three-quarters of U.S. households owe money, but the vast majority pay their bills on time and have debt loads that are reasonable given their incomes.More | Talk | Read It Later | Share