Investing doesn’t have a clear-cut order of operations like solving an algebraic equation. But there are some useful guidelines you can use to find your way — starting with your first investment.More | Talk | Read It Later | Share
If you’re looking for a personal loan, your options are increasing. There’s the traditional route — visit a loan officer at your bank — or the more modern option of an online lender that can get you a loan virtually overnight, if you qualify.More | Talk | Read It Later | Share
When you’re offered a discount at the checkout counter in exchange for applying for a new retailer-branded credit card, it can be tempting, especially if you’re looking to defray big holiday gift expenses.More | Talk | Read It Later | Share
Everyone needs a rainy-day fund — your financial health depends on it. Your employer could help you build one. Many companies offer 401(k)s and other retirement plans, but until recently few had programs to promote short-term savings.More | Talk | Read It Later | Share
You stare longingly into the airport lounge, where sharply dressed world travelers sip cocktails and nibble on those little cubes of pepper jack cheese that lounges always serve for some reason.More | Talk | Read It Later | Share
A year after its first attempt to launch a bank-style account, brokerage app Robinhood announced today that it has begun to roll out its new cash management feature — which offers 1.80% APY on uninvested cash — to the first set of customers who were on the Robinhood Cash Management waitlist.More | Talk | Read It Later | Share
Citi has an impressive lineup of rewards credit cards with generous welcome bonuses. Whether you’re looking to stock up on transferable Citi ThankYou points or AAdvantage miles, Citi has multiple cards to choose from.More | Talk | Read It Later | Share
If you’re in the market for a rewards credit card, chances are you either have a specific award redemption in mind or just want to give your points balance a boost in case of a spur-of-the-moment trip.More | Talk | Read It Later | Share
Two years ago, Discover announced it would cut some credit card benefits, including extended warranties, purchase protection, return guarantees and even auto rental coverage. Over the past two years, Citi, Barclays and others have also announced the removal of several long-time benefits.More | Talk | Read It Later | Share
The Capital One® Venture® Rewards Credit Card and the Capital One® VentureOne® Rewards Credit Card are two of the most popular travel rewards cards out there because of how simple they make it to earn and redeem rewards.More | Talk | Read It Later | Share
When it comes to banking, you now have more choices than ever before: You might store your money at a traditional brick-and-mortar bank, a credit union, or an online- or mobile-only bank.More | Talk | Read It Later | Share
Nothing excites a bargain hunter like the word “auction.” But when it comes to buying a used car at an auction, can you really get a good deal? “The answer is yes with an asterisk — or maybe three — after it,” says Richard Reina, product training director at auto parts site CARiD.com.More | Talk | Read It Later | Share
Want an easy way to earn some more United MileagePlus miles? Consider using the United MileagePlus X app, which allows users to earn United miles when shopping or dining at select merchants.More | Talk | Read It Later | Share
Holiday travel season approaches, and it’s time to gird your loins — or at least your torso — for the rush. For the third year in a row, Alaska Airlines is lightening the mood by celebrating National Ugly Sweater Day on Dec.More | Talk | Read It Later | Share
This holiday shopping season, you may find yourself reaching for your favorite rewards credit card, or even for an application for a new one. According to an Experian survey conducted in the second quarter of 2019, 1 in 4 consumers plans on opening a new credit card during the holidays, with 35% of respondents saying...
More | Talk | Read It Later | ShareCash management accounts and high-yield savings accounts are both solid options for earning high interest on your cash in the short term. Their APYs usually fall within the range of 1.00-2.00%, which is lower than what can you make over the long term in a retirement or investment account, but much higher than the average...
More | Talk | Read It Later | ShareAmerican Express has an impressive lineup of rewards credit cards with hefty welcome offers and useful perks. While American Express doesn’t have a ”5/24” rule like Chase does, the issuer does limit welcome offer eligibility based on your card history — nominally, you’re eligible for one welcome offer per credit card “per lifetime,” but it’s...
More | Talk | Read It Later | ShareIn this series, NerdWallet interviews people who have triumphed over debt. Responses have been edited for length and clarity. Okeoma Moronu How much: $212,000 in 6.5 years Okeoma Moronu fell from one major life decision to the next.More | Talk | Read It Later | Share
The Marriott Bonvoy Business™ American Express® Card is a versatile and valuable card for frequent travelers that offers a generous welcome bonus and access to a portfolio of hotels with nearly 7,000 properties to choose from.More | Talk | Read It Later | Share
Mortgage rates will remain low in 2020, affordable homes for sale will remain scarce, and boomers will remain in their homes and build equity that they won’t borrow from. But not everything in 2020 will be a continuation of 2019: People shopping for FHA loans might find more lenders competing for their business, and change...
More | Talk | Read It Later | ShareMillennials, rejoice: American Airlines says it’s adding Truly brand hard seltzers to its beverage selection starting January 1, 2020. The new option won’t be complimentary for domestic main cabin flyers (just like other alcoholic beverages), but it should be free and available on most international flights starting in February 2020.More | Talk | Read It Later | Share
Assuming that you’ve already weighed the pros and cons of buying your leased car, here are the five steps needed to make it your own. 1. Find your car’s value Locate your lease contract and find the “residual value” of your car.More | Talk | Read It Later | Share
The Chase Freedom® is starting off the new year with old, familiar bonus categories that are practical but unexciting. Learn More From January through March, the card will earn 5% cash back on up to $1,500 in purchases in the following categories: Gas stations.More | Talk | Read It Later | Share
Hey, New Yorkers and New Year’s Eve visitors to the Big Apple: If you’re looking for the best way to get around the city amid all the revelry, check out your Mastercard.More | Talk | Read It Later | Share
Apple Card customers who plan to treat a loved one — or themselves — to a shiny new Apple gadget for the holidays are in luck. Through Dec. 31, 2019, the card is offering 6% back on eligible purchases made at Apple stores, on Apple.com and through the Apple Store app.More | Talk | Read It Later | Share
The ‘20s are nearly upon us. Will the Charleston make a comeback? Will the economy boom, as it did in the 1920s? Or will it bust, as many economists predict?More | Talk | Read It Later | Share
With only a few weeks left in this decade, I’ve been reflecting on travel trends from 2019. A few developments and changes in particular took me by surprise: United introduced several changes to its MileagePlus frequent flyer program.More | Talk | Read It Later | Share
Regrets in 2019 could turn into resolutions in 2020, at least when it comes to investing strategy. Seven in 10 investors (70%) — defined as Americans who currently have money in investment accounts — wish they had done something differently this year to increase their return on investments for 2019, according to a new NerdWallet...
More | Talk | Read It Later | ShareI often look back with regret as the year ends, wishing I had done a better job in earlier months with my points, miles and elite status. I’m usually planning last-minute mileage runs and kicking myself for not booking them earlier in the year when fares were lower.More | Talk | Read It Later | Share
Many of us feel bad about our debt. Most of us probably shouldn’t. Three-quarters of U.S. households owe money, but the vast majority pay their bills on time and have debt loads that are reasonable given their incomes.More | Talk | Read It Later | Share