Car insurance prices include a variety of factors, and every insurance company looks at those factors differently. According to premium information gathered by Business Insider, the average cost for car insurance between 2017 and 2019 was $1,566 per year. But, every person's quote will be different. The state you live in, the level of coverage you'd like to have, and your gender, age, credit history, and driving history will all factor into your premium. While a California driver might pay between $987 and $1,815 per year, a driver in New York may pay between $1,352 and $2,752 per year for coverage. That said, you'll want to shop around and see which insurance company will have the best price for you.