Erik Finman is a twenty-something bitcoin maximalist as famous for his precocity as he is for his $12 bet on the currency a few years ago. Now, Finman, who built his first company while still in High School, is launching a new startup called Coinbits, which allows users to passively invest in bitcoin. The idea, according to Finman, is to democratize access to the currency by letting everyday folks invest nominal sums through well-known mechanisms like roundups on transactions made with a credit or debit card or through regular transactions from a customer’s savings or checking account to bitcoin through Coinbits. Every transaction also helps Finman’s own bitcoin holdings grow and makes the young entrepreneur a little wealthier himself through his bitcoin holdings. Users can make one-time investments of $10, $25, $50, or $100 dollars through the web-based platform and can establish a level of risk for their holdings. Finman’s app collects no commissions on transactions and 98% of the Bitcoin is stored offline — for safety. “Overall, investing in Bitcoin is complicated and can feel almost impossible,”.