Letters submitted by BDN readers are verified by BDN Opinion Page staff. Send your letters to letters@bangordailynews.com. Finland and affordable housing The lack of affordable housing in the U.S. is widespread and a growing concern. Finland might provide a model on how to resolve this problem. The Finnish constitution grants all citizens the right to “indispensable subsistence and care.” We have the promise in our constitution that our government will “promote the general welfare.” In Finland, they view housing as a human right.