BinanceNurPhoto Cryptocurrency exchange Binance touted stablecoin Terra for a lending program weeks before its fall. Terra and its linked token Luna lost nearly $40 billion in one of the largest crypto crashes to date. Binance told investors the lending program was "safe and happy" and they would earn 20% in interest. Cryptocurrency exchange Binance told investors staking their Terra USD coins was a "safe and happy" move not long before the stablecoin imploded, the Financial Times first reported.Binance touted a lending program on the messaging platform Telegram on April 6.