Discover looks to grow in 2016 This story was delivered to BI Intelligence "Payments Briefing" subscribers. To learn more and subscribe, please click here. Discover, the smallest of the four major US card networks, launched a website called Credit Scorecard that will allow any consumer — regardless of whether they are a Discover customer — to check their FICO credit score for free. The service, which will provide scoring data from credit bureau Experian, will give consumers access to their credit score, factors that might be helping or detracting from it, and a summary of the data that determines it.