By Steve Branton Learn more about Steve at NerdWallet’s Ask an Advisor As Black Friday and Cyber Monday fast approach, it’s a good time to think about how much you really have available to spend this year on gift giving. Although delighting your loved ones with gifts can be exciting, no one likes a credit-card hangover in January, or the feeling of having overextended yourself at the expense of your own long-term planning goals. But you need not sink into debt in pursuit of the holiday spirit.
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Advisor Voices, NerdWallet.com
Wed, 11/25/2015 - 1:39pm
Topics: steve branton learn nerdwallet s ask advisor as black friday cyber monday create you ll november december microsoft excel google sheets quickbooks it s san francisco image steve don plan holiday gift gift giving gifts expenses account year set monthly discretionary spending money fixed loved approach time spend fund accounts spreadsheet income savings early spent annual total taxes buy good spirit separate side sum birthday automatic item left give insurance funds transfers setting season paid checking afford
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