At Huntington National Bank, open a Huntington 5 Checking® account and earn $200 when you make cumulative deposits of $1,000 or more within 60 days of account opening. (Your account must remain open for at least 90 days.) Huntington 5 Checking® accounts feature a 24-hour overdraft fee grace period, 0.15% APY on all balance tiers, and waived ATM fees for up to five non-Huntington ATM cash withdrawals per statement cycle.