US President Joe Biden.Scott Olson/Getty ImagesThe public comment period on Biden's new student-loan forgiveness plan is over.This means borrowers are now one step closer to the relief, which is planned for the fall.Still, opponents of the plan have threatened legal challenges, jeopardizing the relief's timeline. Rachel, a Pennsylvania student-loan borrower, wants President Joe Biden's new debt cancellation plan to be implemented — and she wants the relief to be as broad as possible.In a comment to the administration publicly available on the Federal Register, Rachel wrote that "the more student loan debt that can be forgiven the better."She said her mom's student loans were forgiven last month, and during the over three-year student-loan payment pause, she was able to buy a home because she didn't have to pay her monthly student-loan bills."My loans are currently in repayment, and if that burden could be lifted it would be life-changing for me," she wrote.Rachel is among the millions of federal student-loan borrowers contending with monthly bills again amid an uncertain time for relief.