(AP) — A fund created through the restructuring of Michigan's largest health insurer will spend $44 million next year to begin partially offsetting a spike in the cost of supplemental insurance that covers Medicare recipients' coinsurance and deductibles. The subsidy will be paid directly to participating insurers, which for now are Blue Cross Blue Shield, Blue Care Network, United Healthcare AARP Medicare Supplement and Priority Health. The supplemental insurance plans typically fill coverage gaps, such as cost sharing, in Medicare Parts A and B — for hospital stays, doctor visits, rehabilitation, lab tests and other services. Administrators of the fund say they structured the subsidy in close cooperation with senior advocacy groups, insurance companies and state officials. Nonprofits such as Area Agencies on Aging will be available to help residents fill out and submit applications, said Terry Gardner, the fund's chief operating officer and chief financial officer.