Getty ImagesAnne, 46, received notice in June that her loans were forgiven thanks to her years of public service.But in late February, MOHELA told her the relief was an error, and her balance was reinstated.Anne said she wouldn't have made the financial decisions she made had she known this could happen.Anne breathed a sigh of relief in June when she received the notice she waited years for: her nearly $200,000 student-loan balance was forgiven.After making payments since 2010 through the Public Service Loan Forgiveness program, which forgives student debt for government and nonprofit workers after 10 years of qualifying payments, Anne, 46 — who requested her last name be withheld for privacy — said she was "ecstatic" to see her balance wiped out."I actually didn't believe it.