Getting approved for a mortgage is never easy. Even with great credit and a big down payment, the process can be cumbersome. In 2020, the process has become even more difficult. Lenders have tightened standards in response to the economic uncertainty during the coronavirus pandemic. Borrowers, hoping to buy a home while interest rates are... Elizabeth Renter is a writer at NerdWallet.
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Although it’s nonbinding, mortgage preapproval reveals how much a lender is willing ... which is an informal process involving self-reported financial data. Preapproval, on the other hand ...
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