While the stereotypes in "Get Hard" may be gross exaggerations, its characters live in the real world: A place where the chasm between rich and poor is vast and growing; where black men are disproportionately jailed and white-collar criminals often evade punishment.In this comedy from first-time director Etan Cohen, James (Will Ferrell) is a Los Angeles millionaire hedge-fund investor whose life of indulgence and ignorance is interrupted by a surprise prison sentence for fraud.