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Bookmark or Share- FDIC: Deposit Insurance Fund reserve ratio grew in second half of 2023The Deposit Insurance Fund balance was $121.8 billion at the end of 2023, up $4.8 billion since June 30 of that year, the FDIC said today in the first of its semiannual updates on the DIF restoration plan. The DIF reserve ratio increased from 1.11% to 1.15%. The agency projects that the reserve ratio remains on track to reach the statutory ...
- Joint Statement by Treasury, Federal Reserve, and FDICAny losses to the Deposit Insurance Fund to support uninsured depositors will be recovered by a special assessment on banks, as required by law.
- FDIC: Deposit InsuranceFDIC deposit insurance protects money you hold at an FDIC-insured bank in traditional deposit accounts like: Checking Accounts, Savings Accounts, Money Market Deposit Accounts (MMDAs), and. Certificates of Deposit (CDs). Coverage is automatic when you open one of these types of accounts at an FDIC-insured bank.
- FDIC: Are My Deposit Accounts Insured by the FDIC?Last Updated: April 1, 2024. Share This: FDIC insurance covers traditional deposit accounts, and depositors do not need to apply for FDIC insurance. Coverage is automatic whenever a deposit account is opened at an FDIC-insured bank or financial institution.
- FDIC: Federal Deposit Insurance CorporationThe Deposit Insurance Fund balance was $121.8 billion on December 31, up $2.4 billion from the end of last quarter. DIF Reserve Ratio The reserve ratio — the amount in the DIF relative to insured deposits — rose two basis points for 1.15% for the quarter.
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