[...] the average recreational boat gets used only 17 days per year, according to a U.S. Coast Guard survey. Which makes boating ideal, in theory at least, for a peer-to-peer rental business. Cruzin is based in Fort Lauderdale, Fla., but its chief executive officer works out of a Redwood City office. “We are paying homage to them,” said Bryan Petro, GetMyBoat’s chief information officer. While the boat companies are not nearly as big as Airbnb, they have faced similar issues involving insurance and rental regulations. All offer an online marketplace where owners can advertise their boats and connect with potential renters, reviews of boats and renters and most importantly, access to temporary insurance. The big issue with the rentals is safety, which is why the companies have worked with insurance firms to offer policies that cover the boat, owners and renters during the rental period. “It means the owner is not providing a crew, captain, supplies or insurance,” said Coast Guard Lt.