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Banks made $32 billion on overdraft fees last year

Bank customers may complain about hefty overdraft fees, but they’re using the service more and paying the price. A new report from Moebs Services, a respected economic research firm, shows overdraft revenue at banks, credit unions and thrift institutions totaled $32 billion last year. That’s an increase of $400 million or 1.3 percent from 2011.

 

Losing Your Balance: Bank Customers Lost Nearly $30 Billion To Overdraft Fees Last Year

Overdraft

A potent mix of dense disclosures, clever accounting and naive customers made for a big bank payday, despite pushes for reform.

 

Banks design new fees as overdraft rules approach

Wells Fargo is ending its free checking account. Bank of America is testing out options. Others are expected to follow suit. The good news for bank customers this summer is that new federal rules should cut down on unexpected overdraft fees.

 

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