The University of Miami had a significant decline in its earnings in fiscal 2020, as the initial months of the Covid-19 pandemic impacted operations. The nonprofit university in Coral Gables was among the most financially impacted schools because it operates a major health care system. Patient visits declined dramatically, and non-elective surgeries were temporarily halted during the beginning of the pandemic UM did receive funds through the federal CARES Act to cushion the blow. According to…