To retire is to start a completely different phase of your life, and you need to plan for it extensively. It's never too soon to start thinking about the future and saving money for your golden years. Here, we'll review everything you need to know about saving for retirement this year, including the different types of accounts you can put your money into, the rules on using them, and some tips on investing your money so it grows enough to support you throughout your golden years.If you're relatively new to the workforce, you may assume that retirement isn't something you need to worry about at present.