Suppose you decided to share credit with another person. In most cases, you could add him or her as an authorized user to one of your accounts, or open a new joint credit card together. But before deciding which option is best, it’s important to consider the benefits and drawbacks of each choice. Authorized users When you add someone as an authorized user on your account, whether he or she is a loved one or just a roommate you’re splitting expenses with, you’re giving him or her permission to make purchases using your credit card.
Authorized User Vs. Joint Cardholder: Choose Wisely, Spare Your Score
Claire Davidson, NerdWallet.com
Wed, 04/01/2015 - 12:07pm
Topics: authorized you re credit card act joint chase capital one american express that s claire davidson nerdwallet twitter google+ image generally in you ll score account add share issuer won decide debt open option users typically suffer cases good child partner important issuers boost loved responsible activity remember list doesn person accounts expenses reason carefully potentially trust bureaus matter necessarily money build payments cardholders friend balance don
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