Eighty-five percent of 2018 pharmacy school graduates took out loans to pay for their pharmacy degree program, according to a survey by the American Association of Colleges of Pharmacy. Among them, the estimated average pharmacist student loan debt at graduation was $166,528. With a $166,528 student loan balance, you’d owe about $1,870 a month on... Teddy Nykiel is a writer at NerdWallet.