Odds are you’ve been asked to pay a small convenience fee when making an online transaction or credit card payment. But these economic annoyances could be coming to an end. During the State of the Union address on Tuesday night, President Joe Biden reiterated that he wants to ban these so-called “junk fees” charged by banks, ticket vendors and airlines that disproportionately impact lower income households and people of color. “Junk fees may not matter to the very wealthy, but they matter to most folks in homes like the one I grew up in.